Having private health coverage is a requirement for a student visa in Australia.
The options for private student health insurance are usually limited, covering only immediate necessary medical treatment and not much else, i.e. in case of an emergency coverage. The biggest financial hit will be pharmaceuticals as most overseas student health coverage have a max of $300 per year, limited to $50 per item. After that it's all out of pocket, difficult to do within a student's budget.
Private student health coverage usually doesn't pay for general treatment such as dental, optical, or physiotherapy. Most providers will allow you to add on general treatment as an extra or another option is to take a second policy with another insurance provider that has better “extras” for less.
Before you leave for Australia, check with your health insurance back home before leaving as it might be possible to supplement your required insurance policy that way.
Student Health Insurers
Be sure to keep your insurance up-to-date and paid for! Basic overseas student health coverage is a requirement of your visa.
Ready to Get Started with Your Move to Australia?
Australia Moving Checklist
39 pages, packed full of resources you need to kick start your move to Australia. Plus invite-only access to my Private Facebook Group with over 2,200 members. The group is a great place to get answers to all your questions, from visa applications to moving with pets and schools. Join us!
Lock-In Your Exchange Rate
Did you know the Australian dollar is a commodity currency? This means the value of the Australian dollar is linked to the price of iron ore and other Australian exports. It also means that it's HIGHLY VOLATILE! When a good rate comes along, you need to be ready to jump on it and lock-in that exchange rate.
Have You Started Packing Yet?
No, not yet? Still got several months to go? Ok, but have you at least started thinking about what you're taking? Maybe even started a list? The truth is you don’t need to know what's going with you before getting your shipping quote. Why? Scheduling a shipment to Australia can take as long as 6 months.
Open Your Bank Account
In 5 minutes or less, you can open both a checking and savings account BEFORE you move to Australia. There are only 3 things you need to get started.
1. Your passport and visa details.
2. Know where you're going to live.
3. Be arriving within the next 3 months.
*This link will take you to Commonwealth Bank of Australia's special accounts for newly arriving expats and migrants. Commonwealth Bank is a sponsoring partner of Sydney Moving Guide.