It will take you no more than 10 minutes to open two bank accounts, one savings and one they call an everyday account, aka checking. You can open your account 12 months before you arrive in Australia. Not sure if anyone does but it’s nice to know that you can.

Steps to Opening an Australian Bank Account

  1. Fill out the online form to open both a savings and checking account. Takes 10 minutes to do.
  2. A Westpac Bank representative will email you with the account information later that same afternoon or the next morning.
  3. When you arrive in Australia, stopped by the bank branch you chose to be your branch and picked up your new bank cards.

Don’t think you’re ready yet to open your account today?

Here’s why you should open your bank account BEFORE you move to Australia. Take it from us, this will make your life a lot easier those first few weeks.

What You Need to Open Your Bank Account

There’s nothing that you cannot Google for yourself but I thought I would go ahead and list everything here, that way you have it all in one place and can refer back if you need to.

Besides the basics like your current address and email, you’re going to need the International Calling Code for your preferred phone number.

If you’re in the US: 0011 + 1 + City Code + Local Number. For example, Seattle would be 0011+1+206+Phone Number.
If you’re in the UK: 0011 + 44 + City Code + Local Number. For London, 0011+44+20+Phone Number.
If you’re in Ireland: 0011 + 353 + City Code + Local Number. For Dublin, 0011+353+1+Phone Number.

From some place else?

The try for your international calling code.

You will also need to select what location you want to pick up your bank cards from.

The branches that are downtown are the George Street and Martin Place branches. They are both marked (City) on the pull down menu when you fill out the online form.

The George Street Branch might be less busy than the larger Martin Place Branch but either is fine and they are walking distance from each other. It’s kind of a “six of one, half dozen of the other” type of situation.

All the other Westpac Bank Branch locations are farther away from the city centre.

Here I have Google mapped a few of the branches so you can see where they are in case you’re staying outside of the downtown area when you arrive. Most SMG visitors are staying in a hotel in the city for the first few weeks. If that’s the case, then go with George Street or Martin Place.

North Sydney Branches
Macquarie Centre

North West Branches

West Sydney Branches

South Sydney Branches

South East Sydney

West of Sydney, like way out west.


Transferring Money into Your New Bank Account.

When you transfer money into your Westpac Account this is the info you will need to know. Be sure to ask the bank customer representative that contacts you for the branch name and BSB code.

For example, if you wanted to transfer money to the George Street Branch.

Bank name: Westpac Banking Corporation.
Branch name: 275 George St Branch.
Account Name: Your name (as it appears on your passport).
Account Number: The bank account number that will be in your confirmation email.
BSB (Bank/State/Branch) code: BSB 032-044.

That is just an example. Double check with the customer rep that contacts you for your money transfer information.

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Westpac Bank Reviews from other SMG Visitors

Yes, Westpac Bank is a sponsoring partner of Sydney Moving Guide and I am very happy to have them on board. They are the bank I have always recommend because I’ve heard so many good things from SMG subscribers that have opened their accounts with Westpac.

See for yourself.




  • You can open your bank account online in just 10 minutes.
  • You do not have to be present in Australia to open your account. In fact, you can open a bank account 12 months before arriving in Australia.
  • What you need to open your account. Nothing you can’t Google yourself but I thought I would list it here to make thing a little bit easier for you.
  • What you need to transfer money to your new Westpac Bank account.

I saw a bank that said ’24 Hour Banking,’ but I don’t have that much time.

Steven Wright